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20px}.k28VMa_confirmActions{flex-direction:column-reverse}}:root,.k28VMa_page,.k28VMa_landing{--midnight:#0d1b2a;--navy:#081d34;--navy-surface:#0f2744;--blue:#1771ec;--blue-hover:#0f5bc4;--blue-light:#eaf3fc;--gold:#f2c14e;--gold-dark:#d49f22;--coral:#ff8a65;--emerald:#10b981;--emerald-light:#ecfdf5;--emerald-border:#a7f3d0;--rose:#f43f5e;--rose-light:#fff1f2;--rose-border:#fecdd3;--amber:#f59e0b;--amber-light:#fffbeb;--amber-border:#fde68a;--ink:#0f172a;--ink-secondary:#334155;--muted:#64748b;--border:#e2e8f0;--surface:#fff;--bg-soft:#f8fafc;--shadow-sm:0 1px 3px #0f172a0f;--shadow-md:0 8px 24px #0f172a14;--shadow-lg:0 16px 40px #0f172a1f;--shadow-blue:0 8px 25px #1771ec47;--shadow-gold:0 8px 25px #f2c14e59;min-height:100vh;color:var(--ink);font-family:var(--font-sans), var(--font-geist-sans), -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;-webkit-font-smoothing:antialiased;background:#fffaf3;line-height:1.5}.k28VMa_submitSpinner{animation:.8s linear infinite 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24px;display:flex}.k28VMa_brandGroup{align-items:center;gap:12px;display:flex}.k28VMa_brand{color:var(--midnight);letter-spacing:-.02em;align-items:center;gap:10px;font-size:20px;font-weight:800;text-decoration:none;display:flex}.k28VMa_brandMark{object-fit:contain;width:34px;height:34px}.k28VMa_brandName{color:var(--midnight);font-weight:900}.k28VMa_brandAccent{color:#d97706}.k28VMa_navLinks,.k28VMa_navActions{align-items:center;gap:16px;display:flex}.k28VMa_navLink{color:#475569;border-radius:8px;padding:6px 12px;font-size:14px;font-weight:700;text-decoration:none;transition:all .15s}.k28VMa_navLink:hover{color:var(--midnight);background:#0d1b2a0a}.k28VMa_navLinkActive{font-weight:800;color:#b45309!important;background:#fef3c7!important}.k28VMa_userActionGroup,.k28VMa_guestActionGroup{align-items:center;gap:10px;display:flex}.k28VMa_mobileNavToggle{width:40px;height:40px;color:inherit;cursor:pointer;background:0 0;border:1px solid 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strong{color:var(--midnight);font-variant-numeric:tabular-nums;font-size:20px;line-height:1.1}.k28VMa_summaryCell small{color:#64748b;font-size:10px;font-weight:650;line-height:1.4}.k28VMa_predictionFormula{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:12px;display:grid}.k28VMa_predictionFormula>div{background:#f8fbff;border:1px solid #dbeafe;border-radius:12px;align-items:flex-start;gap:10px;min-width:0;padding:14px;display:flex}.k28VMa_predictionFormula>div>span{background:var(--blue);color:#fff;border-radius:50%;flex:0 0 24px;place-items:center;width:24px;height:24px;font-size:11px;font-weight:900;display:grid}.k28VMa_predictionFormula p{color:#536274;gap:3px;margin:0;font-size:12px;line-height:1.5;display:grid}.k28VMa_predictionFormula strong{color:var(--midnight);font-size:13px}.k28VMa_analysisGrid{grid-template-columns:1fr 1fr;gap:20px;margin-top:24px;display:grid}.k28VMa_analysisPanel{border:1px solid var(--border);min-width:0;box-shadow:var(--shadow-sm);background:#fff;border-radius:16px;padding:26px}.k28VMa_analysisPanel p,.k28VMa_analysisPanel .k28VMa_fine,.k28VMa_warningPanel,.k28VMa_targetProgram{overflow-wrap:anywhere}.k28VMa_analysisPanel h3{color:var(--midnight);align-items:center;gap:10px;margin:0 0 14px;font-size:18px;font-weight:800;display:flex}.k28VMa_warningPanel{color:#92400e;background:var(--amber-light);border:1px solid var(--amber-border);border-radius:12px;margin-top:16px;padding:16px 18px;font-size:14px}.k28VMa_warningPanel b{align-items:center;gap:6px;margin-bottom:6px;display:flex}.k28VMa_recommendationList{gap:10px;display:grid}.k28VMa_recommendation{border:1px solid var(--border);background:#f8fafc;border-radius:10px;justify-content:space-between;align-items:center;padding:12px 14px;transition:all .16s;display:flex}.k28VMa_recommendation:hover{background:#f1f5f9;border-color:#cbd5e1}.k28VMa_recommendation b{color:var(--blue);font-weight:800}.k28VMa_recommendation span{color:var(--ink);font-size:14px;font-weight:600}.k28VMa_solutionSection{margin-top:24px}.k28VMa_solutionCard{border:1px solid var(--border);background:#fff;border-radius:14px;min-width:0;max-width:100%;margin-bottom:12px;padding:20px 24px;transition:all 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0;border:0;place-items:center;display:grid}.k28VMa_bankSearch>span{color:var(--blue);font-size:12px;font-weight:700;position:absolute;bottom:-22px;right:14px}.k28VMa_bankSearchPending{opacity:.78}.k28VMa_bankTypeFilters{flex-wrap:wrap;gap:8px;margin-top:16px;display:flex}.k28VMa_bankSubjectFilters{flex-wrap:wrap;gap:8px;display:flex}.k28VMa_bankSubjectFilters a{min-height:42px;padding:8px 13px;font-size:13px}.k28VMa_bankSubjectPicker{gap:7px;max-width:520px;display:grid}.k28VMa_bankSubjectPicker label{color:var(--midnight);font-size:13px;font-weight:800}.k28VMa_bankSubjectPicker select{border:1px solid var(--border);width:100%;min-height:48px;color:var(--ink);font:inherit;background:#fff;border-radius:10px;padding:10px 42px 10px 13px;font-weight:700}.k28VMa_bankPagination{color:var(--muted);text-align:center;grid-template-columns:minmax(0,1fr) auto minmax(0,1fr);align-items:center;gap:12px;margin-top:20px;font-size:13px;font-weight:800;display:grid}.k28VMa_bankPagination 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